dis*rup*tor

A business bold enough to redefine risk management in senior living — combining industry expertise with operational insight.

0

States Nationwide

Working with operators in every corner of the country

$ 0 B+

In Premiums Created

0 %

Insurance Cost Reduction

0 %

Fewer Claims

Industry-Focused Insurance & Advisory

Navigating senior living requires understanding the real pressures operators face — from staffing and occupancy to compliance and financial risk. We focus exclusively on this industry, delivering specialized expertise, proactive advocacy, and results-driven solutions for every client, in every state.

Core Capabilities
Senior Living Expertise

Committed

We provide insurance strategies rooted in operational insight, identifying and managing both established and emerging risks so operators can focus on resident care.

Astute

We identify subtle risks unique to senior living and design solutions that reduce exposures while maintaining operational flexibility.

Innovative

Our structured programs anticipate emerging threats, from cyber risks to regulatory shifts, keeping organizations resilient.

Agile

When risks or claims arise, we respond quickly with tailored solutions, adapting to each operator’s evolving needs.

Reliable

Strong insurer relationships and senior-level advocacy ensure operators get results, not hand-offs or bureaucracy.

Services
We Offer

Property & Casualty

Tailored risk management solutions that protect your operations and simplify coverage complexity. We advocate directly with carriers to secure superior outcomes.

Professional & Cyber Solutions

Proactively mitigating cyber and professional exposures, with expert guidance and senior-level insurer access to minimize financial impact.

Executive Liability

Strategic insurance programs for directors and executives, designed to navigate high-stakes situations while ensuring coverage works in your favor.

Workers Compensation

Comprehensive, forward-thinking benefits programs that balance compliance, costs, and employee well-being, delivered with operational insight and boutique-level attention.