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Insurance for senior living, priced on your risk — not the industry’s.

Echo Assurance is a commercial insurance agency built exclusively for senior living and long-term care. We work with skilled nursing, assisted living, independent living, memory care, hospice, and home health operators.

The problem we solve

In senior living, insurance has long been priced on the industry’s worst outcomes. Nuclear verdicts and headline losses set the market’s mood — and strong, well-run operators end up paying for risks they don’t carry. We exist to change that.

What we do

We change how risk is perceived, priced, and financed. As your Senior Living Risk & Capital Advisor, we don’t just place coverage — we build the case for what your coverage should cost.

How we work — Capital Advantage™

REVEAL

Starting from public information, the same record your underwriters see, our Insurance Perception Report™ shows how the market currently perceives your risk, and where your Perception Gap™ is costing you.

QUANTIFY

Using your private operating data, our Capital Reality Assessment™ measures what your risk actually costs and pinpoints your Capital Gap™.

CAPTURE

Our Risk Map™ guides targeted improvements, and Storify™ packages the evidence into a story the insurance market can’t ignore — presented on your terms, at renewal and beyond.