dis*rup*tor

A business so bold & innovative that they transform the entire industry

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SENIOR LIVING - OUR SERVICES

  • Committed

    Our firm is dedicated to proactive strategies that address risk and deliver optimal outcomes for clients in the Senior Living sector. Backed by deep industry experience, we identify and manage both established and emerging risks. We provide expert guidance at every stage, staying ahead of trends and regulations to ensure the most effective, results-driven risk management—allowing our clients to focus on delivering exceptional care while we protect their interests.

  • Astute

    We recognize that Senior Living organizations face complex risks beyond care delivery, including cyber threats and property vulnerabilities. Our deep understanding of this sector allows us to identify how routine risks take on added complexity. By spotting subtle exposures and crafting tailored strategies, we provide comprehensive protection and guide organizations through evolving challenges with confidence.

  • Innovative

    Our innovation is driven by experience and the ability to apply past insights to emerging risks. From nuclear verdicts and cyber breaches to the criminalization of care and malpractice exposures, we craft structured programs that address today’s challenges. With deep expertise in both traditional and alternative risk financing, we help you focus on delivering exceptional resident care. Our forward-thinking approach simplifies complex risks, keeping your organization resilient in an evolving Senior Living landscape.

  • Agile

    Our firm demonstrates agility by recognizing the distinct challenges within the industry. We excel in crafting bespoke insurance solutions that reinforce your operations, ensuring safer and more compliant care delivery. When your risk profile shifts or claims arise, we respond with swift, decisive action to deliver the results you need. Our agile approach allows us to adapt quickly to your evolving needs, providing timely and effective solutions in a dynamic business environment.

  • Reliable

    Reliability is at the core of everything we do—shaping pricing, terms, and claim outcomes. Our strong insurer relationships are a valuable asset, and we facilitate direct engagement with senior insurer executives to build lasting partnerships. By leveraging strategic channels, we deliver distinct, industry-leading results. Our network becomes a powerful extension of your team.

SENIOR LIVING PRODUCTS

PROPERTY & CASUALTY

Our Property and Casualty Practice is your trusted partner in navigating today’s challenging insurance market.


With rising prices, reduced coverage, and tighter capacity, we stand out by effectively telling our clients’ stories to secure better outcomes.


Backed by a team of seasoned experts, we deliver tailored risk management solutions that simplify your experience and strengthen your business.

PROFESSIONAL & CYBER SOLUTIONS

Cyber risks are on the rise, hitting businesses of all sizes with everything from data breaches to system failures. That’s where our Professional and Cyber Solutions Practice steps in.


With deep industry experience and active involvement in regulatory and legal forums, we stay ahead of the curve to deliver top-tier insurance programs.


Our strong relationships with underwriters and claims professionals ensure you're well-protected and financial impacts are minimized. Simply put—we’ve got your back in the digital world.

EXECUTIVE LIABILITY

Corporate governance is more complex than ever, with directors and executives under increasing pressure. That’s where our experienced team comes in—guiding clients through high-stakes situations like mergers, large claims, and bankruptcies with confidence.


We don’t just negotiate policies; we craft them strategically, using deep claims expertise to ensure they work in your favor. And when claims arise, we’re right by your side, offering support every step of the way.


With a forward-thinking approach and insight into carrier trends, we help you stay ahead of the curve and fully protected.

EMPLOYEE BENEFITS

Welcome to our Employee Benefits Practice—your all-in-one partner for building a benefits program that aligns with your goals and supports your team. We offer strategic insight and day-to-day support across compliance, HR, communications, wellness, actuarial, and technology. Whether you're facing carrier challenges or claims issues, we're your frontline advocates.


We're not just focused on the present—we help you plan for the future with innovative, sustainable strategies that manage rising healthcare costs without compromising care. With the strength of a national presence and the service of a boutique broker, we deliver flexible, personalized solutions that make you feel like a VIP every step of the way.